Monday, May 11, 2020

Atal Pension Yojana completes 5 years


The “Atal Pension Yojana” launched on May 9, 2015, has completed 5 years of its implementation. The total enrollment under the scheme as on May 9, 2020 was 2,23,54,028.

Highlights

  • During the first two years of the launch of the initiative, there were 50 lakh subscribers. 
  • In the third year, the numbers doubled with 100 lakh subscribers. 
  • In the third year, the numbers increased to 100 lakhs. 
  • The milestone of 1.5 crores enrollment was achieved in the fourth year.

Features of the Scheme

  • The Scheme can be subscribed by any Indian citizen of age 18 to 40 years. 
  • Upon enrollment, the scheme provides a minimum guaranteed pension of Rs 1000 to Rs 5000 on attaining 60 years of age. 
  • Also, when the pensioner dies, it amounts to guaranteed pension for lifetime to the spouse. 
  • In case of death of the both the subscriber and spouse, a nominee shall claim the amount.

About the scheme

  • The scheme was replaced with Swavalamban Yojana. 
  • It was established to provide old age income security to the unorganized sector. 
  • It was launched by PM Modi in 2015 at Kolkata.
  • The scheme is implemented by PFRDA (Pension Fund Regulatory and Development Authority) operating under Ministry of Finance.

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